Crows Nest, Lower North Shore
Mortgage Broker in Crows Nest
Crows Nest is changing fast. The Metro station and the rezoning around it are bringing thousands of new apartments over the next decade, alongside the village's existing terraces, semis and older unit blocks.
Ex-ING Head of Mortgages · 40+ lenders · MFAA Approved Broker
That makes it a strong market for first home buyers and investors, but new and off-the-plan apartments come with lending risks that established homes don't. We help you plan for them before you sign a contract.
Who we help in Crows Nest
Off-the-plan buyers
new towers around the Metro.
First home buyers
apartments under the $1.5m 5% Deposit Scheme cap.
Investors
rental demand from Metro commuters and St Leonards health and business workers.
Terrace and semi buyers
families wanting a house close to the village.
Lending in Crows Nest: what to know
Off-the-plan timing.
Pre-approvals usually expire long before settlement, so you'll need fresh approval when the building completes. Your income, rates and lender policy may have changed by then.
Settlement valuations.
If lots of similar apartments settle at once, valuations can come in under contract price. You'd need to cover any shortfall.
Postcode limits.
Some lenders restrict LVRs in high-density areas. Choosing the right lender protects your deposit.
First home buyer concessions.
Buying a new home may give you different stamp duty relief from an existing one, so check before you choose.
How we can help
Crows Nest home loan FAQs
Talk to a Crows Nest mortgage broker
Book a free 15-minute call, or leave your details and we'll call you back.
Book a free 15-min call