Your Northern Beaches Mortgage Broker

From Manly to Palm Beach, the Northern Beaches has some of Sydney's most sought-after lifestyle suburbs, and some of its most specific lending issues. Coastal erosion, flood zones, bushfire-prone land and a high share of self-employed buyers all change which lenders will help and on what terms.

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Ex-ING Head of Mortgages · 40+ lenders · MFAA Approved Broker

We're just across the Spit Bridge on the Lower North Shore. Founded by a former Head of Mortgages at ING, we compare 40+ lenders to find the one that suits your property and your income.

Suburbs we cover

What's different about lending on the Northern Beaches

Coastal and flood risk

Beachfront properties in Collaroy–Narrabeen and low-lying areas around Narrabeen Lagoon and Manly Lagoon can face coastal or flood planning controls. These affect insurance costs, building approvals and lender appetite.

Bushfire-prone land

Much of Pittwater, Frenchs Forest and Belrose borders bushland. Bushfire ratings shape renovation costs and insurance.

Self-employed buyers

Tradies, small business owners and creatives are a big part of the local market. Some lenders accept BAS statements or an accountant's letter instead of two years of tax returns.

Wide price range

Dee Why and Narrabeen units sit well within the 5% Deposit Scheme cap, while Manly and Palm Beach houses run well into the millions.

Northern Beaches home loan FAQs

Yes. We're 10 minutes from Manly via the Spit Bridge, and we work remotely or meet in person across the Northern Beaches.

Yes. We work with lenders that accept alternative income documents for self-employed borrowers.

Not for residential home loans. The lender pays us on settlement.

Talk to a Northern Beaches mortgage broker

Book a free 15-minute call, or leave your details and we'll call you back.

Book a free 15-min call