Dee Why, Northern Beaches

Mortgage Broker in Dee Why

Dee Why is the Northern Beaches' main apartment hub, and for many buyers it's the most realistic way into the Beaches. Most apartments here sit well under the $1.5m cap for the Government's 5% Deposit Scheme, which makes Dee Why a strong option for first home buyers.

Ex-ING Head of Mortgages · 40+ lenders · MFAA Approved Broker

We help you use every scheme and concession you're eligible for, and choose a lender that's comfortable with the specific building you're buying in.

Who we help in Dee Why

First home buyers

apartments under the 5% Deposit Scheme cap, with stamp duty waived up to $800,000 and reduced up to $1m.

Investors

steady rental demand from young professionals.

Downsizers

moving from a family home to a beachside apartment.

Lending in Dee Why: what to know

5% Deposit Scheme

Eligible first home buyers can buy up to $1.5m with 5% down and no LMI, with no income caps and unlimited places.

Stacking concessions

A purchase under $800,000 can qualify for both the 5% Deposit Scheme and a full stamp duty exemption.

Strata due diligence

Beachfront blocks face salt exposure and maintenance costs. Read the strata minutes for planned works.

Dee Why home loan FAQs

Yes, if you're an eligible first home buyer and the price is under $1.5m.
In NSW, none up to $800,000, a reduced amount up to $1m, and full duty above that.

Talk to a Dee Why mortgage broker

Book a free 15-minute call, or leave your details and we'll call you back.

Book a free 15-min call

Or call us on 0478 766 615

We'll call you back within 24 hours during business days.