Manly, Northern Beaches
Mortgage Broker in Manly
Manly is one of Sydney's most in-demand suburbs, with house prices to match and a busy apartment market close to the beach and ferry. Buyers here are often stretching for a large loan or buying an apartment that doubles as a holiday rental, and both affect which lenders will help.
Ex-ING Head of Mortgages · 40+ lenders · MFAA Approved Broker
We compare 40+ lenders to find the right fit for Manly's price points and property types, from Fairy Bower apartments to family houses in the backstreets.
Who we help in Manly
Upgraders
moving from an apartment to a house near the beach.
Investors
long-term and holiday rental apartments.
High-value buyers
larger loans for houses well above $3m.
First home buyers
apartments under the $1.5m 5% Deposit Scheme cap.
Lending in Manly: what to know
Holiday-let and serviced apartments.
Lenders treat apartments run as holiday lets or in serviced buildings as higher risk. Some won't lend, and others require a bigger deposit.
Short-term rental income.
Few lenders count Airbnb income in full, so we check how much your lender will use before you rely on it.
Large loans.
Above certain loan sizes, lenders apply extra assessment or lower LVR limits.
Flood and coastal controls.
Some low-lying streets near Manly Lagoon carry flood planning controls, which can affect insurance and renovation plans.
How we can help
Manly home loan FAQs
Nearby areas we serve
Talk to a Manly mortgage broker
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